The Clearwater Dynamic Portfolio (CDP)

Are you looking to target higher returns?

We have recently worked with DMG Financial Planning to create a second investment portfolio that aims to achieve higher returns by taking on a greater level of risk.  

The Clearwater Dynamic Portfolio (CDP) is a customised solution that is designed as a long term investment that will deliver above average returns. It can be used as the core of your portfolio or as a total investment solution depending on your risk capacity and risk tolerance. 

Investing successfully isn't easy and making strong returns consistently is challenging. There is extensive research that supports the approach of remaining invested throughout the cycles that growth assets experience. For those that can tolerate this volatility, it can be very rewarding. The CDP will be structured to remain invested and experience and capitalise on this volatility. It will also access investments that provide the opportunity for higher returns that the broad share markets. These can include Emerging Markets, Private Equity, Venture Capital, Smaller companies and investing to profit from falling share prices as well as rising ones. There will be periods that this investment does fall, so it is not for everyone. However, we know that it is over the long term that the most value is gained. 

What returns can you expect?

The CDP has the return objective of exceeding the Lonsec Traditional Core Model Portfolio High Growth per year, after fees over a 10 year period. This is an independent index that is based on a portfolio with 90% growth assets. As a guide, over the 10 year to 30th April 2019 this index has delivered 10.63% per year before fees. However, this period is unusually favourable as it related to the post GFC recovery. As always, past returns cannot be relied upon for the future.

Easily Accessible to any Investor

If you’re an investor who prefers to do the research yourself and make your own decisions on how to invest, then simply complete the forms and let us know if you need any assistance along the way.

Widely Diversified to Reduce Risk

The CDP is well diversified with approximately 12- 15 separate holdings, which are then further diversified. This will help to a small degree when share markets fall.

Efficient Response to Economic and Market Volatility

It is actively researched and managed. The level of diversification and protection enables us to adjust it and respond to moves in the markets or extreme market events.

Direct access to the Investment Committee Members

We are one of the few funds that allows investors to speak directly with those responsible for managing the investment, to understand more about the portfolio and the markets.

A Commitment to Reducing Costs

We run the portfolio as lean as we can without compromising our purpose and service. We negotiate with all the managers and service providers we use and do not pay or receive any commissions.

If you feel that the Clearwater Dynamic Portfolio may be an option for part of your overall investment portfolio, please contact your DMG Financial Planner for more information