Clearwater Portfolio Management


Investment growth with a focus on protecting your capital



Are you seeking an investment opportunity that can provide a strong level of protection (not immunity), with solid returns?

Clearwater Portfolio Management (CPM) is a customised solution that offers real value, greater certainty of achieving a solid return, sensitivity to market volatility and lower risk. It can be used as the core of your portfolio or as a total investment solution. 

Investing successfully isn't easy and making strong returns consistently is challenging. Many investments perform well when the markets are rising, however it's when things get tough that the worth of an investment is truly visible. Share markets usually suffer a fall of around 10% during one period each year and experience a loss of around 20% once every three years. Then there's the periodic major crash, like in 1987, the tech wreck and the GFC. Whilst you can try to ride the rollercoaster through all the peaks and troughs, our experience is that investors prefer a smoother ride. 




A Solid Track Record

The portfolio has a track record in excess of  four years of protecting our investors capital and delivering returns that exceed its target of the cash rate plus 4% after fees.

Easily Accessible to any Investor

This newer class of units is open to anyone. If you’re an investor who prefers to do the research yourself and make your own decisions on how to invest, then our Retail portfolio is ideal for you.

Widely Diversified to Mitigate Risk

True to its name, the portfolio is well diversified with over 20 separate holdings, which are then further diversified. Alternative investments are also included for the primary purpose of profiting when markets fall.

Efficient Response to Economic and Market Volatility

It is actively researched and managed. The level of diversification and protection enables us to adjust it and respond quickly to moves in the markets or extreme market events such as the GFC, Brexit and the US Election.


Direct access to the Portfolio Manager

We are one of the few funds that allows investors to speak directly with the Portfolio Manager, Dr Bart Dowling, to understand more about the portfolio and the markets.

A Commitment to Reducing Costs

We run the portfolio as lean as we can without compromising our purpose and service. We negotiate with all the managers we use and do not pay any commissions.


What returns can you expect?



We are proud that the portfolio has a four and a half year track record of returns that exceed our target of the cash rate plus 4% after fees. It has delivered an average return of 7.34% after fees per year. Delivering returns that exceed this target whilst focussing on protecting investors capital is our priority.


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