Clearwater Dynamic Portfolio

 
 
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An investment seeking higher rates of return using a well diversified approach

 
 

 
 

This is our higher return, higher risk investment portfolio.

The Clearwater Dynamic Portfolio (CDP) is a customised solution that is designed as a long term investment that will deliver above average returns. It can be used as the core of your portfolio or as a total investment solution depending on your risk capacity and risk tolerance. 

Investing successfully isn't easy and making strong returns consistently is challenging. There is extensive research that supports the approach of remaining invested throughout the cycles that growth assets experience. For those that can tolerate this volatility, it can be very rewarding. The CDP will be structured to remain invested and experience and capitalise on this volatility. It will also access investments that provide the opportunity for higher returns that the broad share markets. These can include Emerging Markets, Private Equity, Venture Capital, Smaller companies and investing to profit from falling share prices as well as rising ones. There will be periods that this investment does fall, so it is not for everyone. However we know that it is over the long term that the most value is gained.

 
 
 

Why Invest in THE Clearwater Dynamic PORTFOLIO?


 
 
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Targeting higher returns

The CDP has the return objective of exceeding the Lonsec Traditional Core Model Portfolio High Growth per year, after fees over a 10 year period. This is an independent index that is based on a portfolio with 90% growth assets.

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Easily Accessible to any Investor

If you’re an investor who prefers to do the research yourself and make your own decisions on how to invest, then simply complete the forms and let us know if you need any assistance along the way.

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Widely Diversified to Reduce Risk

The CDP is well diversified with approximately 15 separate holdings, which are then further diversified. This will help to a small degree when share markets fall.

 
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Efficient Response to Economic and Market Volatility

It is actively researched and managed. The level of diversification and protection enables us to adjust it and respond to moves in the markets or extreme market events .

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Direct access to the Investment Committee Members

We are one of the few funds that allows investors to speak directly with those responsible for managing the investment, to understand more about the portfolio and the markets.

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A Commitment to Reducing Costs

We run the portfolio as lean as we can without compromising our purpose and service. We negotiate with all the managers and service providers we use and do not pay any commissions.

 

What returns can you expect?

 

 
 

We target investment returns that exceed the Lonsec Research Strategic Multi-Asset 90% Growth Index per year after fees over a 10 year period. In doing so there will periods where the investment suffers losses.

 
 

How To Invest


 
 

If you are interested in making an investment in the Clearwater Dynamic Portfolio, please review the Product Disclosure Statement (PDS) and related documents to ensure you understand how the Fund works and the risks involved.

The minimum initial investment amount for the Fund is $5,000 (cash cannot be accepted). 

Complete the application form that contained in the PDS and send along with your identification documents (if applicable) to:

PO Box 429
Sale, VIC 3850

or Delivering it to: 

67-71 Foster Street
Sale, VIC 3850.

* Note: the price at which units are acquired is determined in accordance with the Constitution (“Application Price”). The Application Price on a Business Day (as defined in the Reference Guide) is, in general terms, equal to the Net Asset Value (“NAV”) of the Fund, divided by the number of units on issue and adjusted for transaction costs (“Buy Spread”). The Buy Spread is 0.20%. The Application Price will vary as the market value of assets in the Fund rises or falls.
 

Making additional investments 

 

 

You can make additional investments into the Fund at any time by sending us your additional investment amount together with a completed Application Form. The minimum additional investment into the Fund is $200. 

Distributions

An investor’s share of any distributable income is calculated in accordance with the Constitution and is generally based on the number of units held by the investor at the end of the distribution period. The Fund usually distributes income annually at the end of June. Distributions are calculated effective the last day of each accounting period and are normally paid to investors as soon as practicable after the distribution calculation date. 

Investors in the Fund can indicate a preference to have their distribution: 

  • reinvested back into the Fund; or

  • directly credited to their Australian domiciled bank account

Investors who do not indicate a preference will have their distributions automatically reinvested. There is no Buy Spread on distributions that are reinvested.

Access to your money 

 

 

Investors can withdraw part or all of their investment by completing a written request to withdraw from the Fund and mailing it to: 

PO Box 429
Sale, VIC 3850

or Delivering it to: 

67-71 Foster Street
Sale, VIC 3850

or, if you have a financial planner by contacting them. 

The minimum withdrawal amount is $1,000. Once we receive your withdrawal request, we may act on your instruction without further enquiry if the instruction bears your account number or investor details and your signature(s), or your authorised signatory’s signature(s). Withdrawals are generally processed within 14 days of receipt of a withdrawal request by transferring the withdrawal proceeds to such investor’s nominated bank account. However, the Constitution allows in rare circumstances the ability to reject withdrawal requests and also to make payment up to 180 days after acceptance of a request (which may be extended in certain circumstances). To date this has never occurred.