Bart Dowling, B.Ec. Honours (Newcastle), Ph.D. Economics (Melbourne), M.Sc. Mathematical Finance (Oxford) | Portfolio Manager | DMG Diversified Portfolio.

Bart spent several years on Wall Street and the City of London as an asset allocator, a financial engineer, a fixed income and FX strategist and an economist. He wrote a book titled Evolutionary Finance, which was published by Palgrave Macmillan in 2005. 

Bart holds a Masters in Mathematical Finance (Oxford), a PhD in Economics (Melbourne) and a First Class Honours in Economics (Newcastle). He was the research associate at the Centre for Financial Research at the University of Cambridge and has received many academic prizes, including the Innovation Award from the American based mathematics think-tank, Insightful in 2000. We're privileged to have someone of Bart's calibre working for the DMG Diversified Portfolio (DMGDP).

Bart monitors and reviews the financial markets and economies every day. He analyses evolving scenarios and determines their impact on the DMGDP. On top of this, he leads the portfolio research and creation of the DMGDP and prepares research documents for every investment committee meeting.

Bart is regularly at our office, meeting with small groups of clients and investors, answering their questions and discussing the DMGDP. These informal meetings kick off with Bart sharing his thoughts on the current market, followed by clients' and investors' questions.

If you're interested in coming along to one of these sessions, please contact Simone Belcher at sbelcher@clearwaterpm.com.au.

Sebastian Lander | Portfolio Manager

As a Portfolio Manager with 15 years of investment management experience, Seb works closely with Clayton on PAC Capital’s multi-asset offerings. Seb’s responsibilities include the design and management of the strategic, dynamic and tactical asset allocation strategies, investment vehicle selection, day to day portfolio and operational oversight and client communication. Prior to joining PAC Capital, Seb spent 18 months with Lonsec Research as a Senior Investment Analyst mainly focused on Multi Asset and Fixed Income funds. Prior to Lonsec, Seb spent 18 months with an independent financial advisory firm as a Portfolio Manager and over 3 years with Select Investment Partners as a Senior Research Analyst. Seb began his career at Schroder Investment Management in London, where he spent over 7 years, the final 3 of which were in the Multi Asset team. Seb has a first class honors degree in Finance and Accounting and is both a CFA and CAIA charter holder.

Charles Bagguley | Financial Adviser at DMG Financial Planning

Charles is a certified financial planner, has a Bachelor of Business (Fin. Planning) and over 12 years of financial planning experience. Previously Charles was a partner of a Melbourne based financial planning practice, where he worked for more than 10 years. 

Charles is a representative of DMG Financial Planning, providing full financial advice. He has specialist skills in residential aged care and assists individuals and families with the financial decisions, processes and paperwork involved in transitioning to permanent aged care. Charles is an accredited aged care professional through Aged Care Steps and a registered tax (financial) adviser through the Tax Practitioners Board. 

Charles was appointed a committee member of the DMG Diversified Portfolio in 2019.

Ben Lancaster | Financial Planner & Director, DMG Financial Planning 

Ben started working in the financial services industry in Melbourne in 1995 before joining DMG Financial Planning in 1999. He has a Bachelor of Commerce, a Diploma of Financial Planning is a certified financial planner and a chartered tax advisor. Currently based in the Sale office, Ben regularly travels to Melbourne to service his clients. Ben sits on the investment committee as a representative for the DMG financial planning business and ensures that the portfolio remains appropriate for their clients.

Gary Lucas | Consultant

After qualifying as an Accountant studying financial planning, Gary worked as an Accountant from the early 1980’s and as financial planner from the 1992 to 2021. He established Clearwater in 2013 and was CEO until 2022 when the business was sold to PAC. During that period, he set up the two portfolios, managed the business, met with fund managers of the underlying holdings and chaired the investment committees. Due to his experience, he has a strong understanding of investor needs, and remains focussed on the portfolio objectives that target these.

Stephanie Williamson | Consultant

Stephanie has worked in financial services for almost two decades. She started working at an insurance company in 1999, went on to join Select Asset Management in 2004, and spent several years in finance and operational roles before joining the investment team in 2006. Stephanie has experience across all global financial markets, asset management and multi-strategy investment management. 

Stephanie is an expert in operations and has a great deal of experience in trading and investment implementation. She has worked alongside IT teams, improved reporting requirements and internal processes and built investment models across the closed-end fund universe - a preferred investment product at Select.

As a senior investment analyst, Stephanie took part in creating investment strategies and manager research across equities and alternative investment asset classes. She also assisted in the construction of bespoke portfolio solutions for clients.

Select was sold to OneVue in 2014, and Stephanie stayed until early 2018. Since then, she's become a consultant to independent financial planners and boutique asset managers.

Stephanie has a Diploma of Business Management and a Bachelor of Business, majoring in Finance. She was appointed as a committee member of the Clearwater Dynamic Portfolio in May 2019.