Building a portfolio of investments is a great way to help you get one step ahead financially.

Building a portfolio of investments is a great way to help you get one step ahead financially.

There are many different approaches to investing. Some people enjoy the excitement of finding the next stock that will take off or the thrill of crypto.

With growth expecting to reach 11.5% this year, India is on track to becoming the fastest growing economy in the world.

It’s no secret that today people are demanding more transparency from the companies they choose to buy from and invest in. That’s why Clearwater has become a signatory to the PRI – the Principles for Responsible Investment.

Global megatrends are the sorts of shifts that affect the interest rates we pay, our rate of national productivity and our relationship with other countries.

One of the knock-on effects of the monetary support policies introduced to counter the economic effects of the pandemic is that banks are now sitting on more money than they can lend.

You've probably been hearing a lot about bull and bear markets over the past year. And while the terms are a common way to describe a market's upwards and downwards performance, they're very different animals when it comes to the impact on both your portfolio and your investment decisions.

Emotions drive many of our life decisions. But once you've decided to make an investment, you need to make sure you can keep your cool through the highs and lows of the market cycle.

Not a week passes without hearing more about the increasing tensions in our relationship with China. But why have things hit rock bottom, and what does it mean for Australia's future?

Einstein famously once said, "Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it".

Fears of rising inflation hit the headlines here and in the US recently, causing ripples across the financial markets.

Record low-interest rates are leading investors to seek out new opportunities to gain a decent return on their money. Higher returns always mean a greater level of risk, but if a company is promoting returns that are significantly higher than bank term deposits, proceed with care.

Are you holding onto more cash than you really need? During times like these, it can be very tempting to keep your savings close to hand. But it's not the best approach.

As we enter the second year of the coronavirus pandemic, the virus is steadily gaining momentum. In many countries, the rate of infection and death is heading upwards. Health services are overwhelmed.

If there's one thing we can be sure about in life, it's death. And it's fair to say that it would make retirement planning a whole lot easier if we could see into the future.

On Tuesday November 3rd, the US Election will be held to decide if we have Donald Trump or Joe Biden for the next 4 years.

Sometimes financial markets get blindsided by what are known as ‘black swan’ events – basically something that is unforecastable. The coronavirus is just such an event.

This is such a confusing concept. Questions arise like what does it really mean and surely you don’t pay interest to the Banks?

The yield curve and its recent inversion have received considerable media attention of late. In this article, I will explain the concept, what it really means and how it impacts investment markets. 

Last month’s commentary concluded with the (now prophetic) words ‘we do expect trade tensions to generate somewhat of a bumpy ride ahead’. Well, we certainly got that in May. 

The period from March 2009 until 2018 spoilt many investors. Volatility was lower than normal, and most sharemarkets enjoyed strong and steady returns as they recovered from the GFC. Investing seemed easy because risks were reduced thanks to the support from Reserve Banks around the world; they lowered interest rates which pumped money into the economy.

Are you looking to target higher returns? We have recently worked with DMG Financial Planning to create a second investment portfolio that aims to achieve higher returns by taking on a greater level of risk.

The share market roller coaster has continued, so I wanted to provide an update to help keep you informed and put all of what is happening in perspective. Here are the key points as I see them now

At the moment, the share markets indicate that expectations are too high.

In the US, markets have enjoyed an outstanding run. It has been fuelled by generous support from the Reserve Bank and a technology boom.

We’ve recently seen an increase in interest amongst our investors around alternative investment, particularly around what they are and why we use them. So we’ve put together this handy guide to help answer the most common questions.

Financial markets continue to struggle along and despite some positive returns during July, the 2016 financial year.

Like him or loathe him, Donald Trump is shaping up to be a serious contender for the White House.

Our portfolio manager Bart Dowling shows that the DMG Diversified Portfolio (DMG DP) has demonstrated some strong features compared to the ASX 200.

When it comes to making investment decisions, research shows we are our own worst enemies.